It is often difficult to know whether or not health care will be covered while traveling on business, vacation or when moving from one location to another, especially across state and international lines. It is recommended that any routine care be taken care of before extensive travel. How to get care when traveling can depend a lot on health care plans and where care is requested.
For emergency care it is always best to call 911 and be transported to the nearest emergency room. Payment may need to be made up front, but it is likely that a reimbursement claim can be filed. Always remember to retain all receipts and claims should be filed in the region of residency, not where care was attained.
If enrolled in a Prime option, a call to a primary care manager or regional contractor within 24 hours, or the next business day, should be made in order to ensure all care is authorized.
All other care based on your plan may have many hoops to jump through. For urgent care there may need to be a referral from a primary care manager. It is wise to contact a primary care manager, or a regional contractor as soon as possible following emergency care. Typically routine care will not be authorized.
Always try to visit any provider authorized by the current healthcare plan. It can save money to work with a network provider. When travelling overseas it may be a good idea to seek out names of overseas providers within the healthcare network before packing off.